DebtDefend

Draw Your Boundary Lines With Debt Collectors

Take control of debt collector communications with our done-for-you letter template.

Get Debt Collectors to Respect Your Lines in the Sand

Debt collectors don't always play by the rules. Their frequent calls and contacts at all hours can feel harassing, aggravating an already stressful situation. Don't let collectors run roughshod over your rights. With Boundary Lines, you can draw clear lines around when, where, and how collectors can contact you.

Say Goodbye to Harassing Contacts

Debt collectors often call at inconvenient times to try to catch you off guard. With Boundary Lines, you specify the methods and times you want to be contacted. No more harassing calls at 6am or 10pm. No more peppering your personal phone at work. Regain peace of mind knowing collectors must stick to your terms.

Stop Anxiety-Inducing Surprises

Surprise contacts from collectors can trigger stress and anxiety. You deserve to feel calm and in control. Boundary Lines lets you dictate contact rules so you aren't broadsided at home or work. Expect only the communications you pre-approve, when and where you want them.

Set Your Terms for Productive Talks

If you want to negotiate or make a payment plan, you need productive conversations with collectors. Boundary Lines allows you to define rules to enable constructive talks on your schedule. Specify when you are available for calls. Limit contacts at work to mail only. Keep the lines open on your own terms so you can resolve debts calmly.

Fight Back

How it works

Boundary Lines makes it easy to set communication rules for debt collectors.

Simply provide a few key details in our interactive letter template. We'll generate a customized PDF you can print or email to collectors.

Our letter cites relevant laws and regulations to inform collectors of your rights. Best of all, we keep the legalese to a minimum so your directions are crystal clear.

In just minutes, you can complete a Boundary Lines letter tailored to your unique situation.

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Specify your preferred contact methods, days, and times. Want calls only on Tuesdays from 2-4pm? You can require that.

Restrict contacts at work, home, or other inconvenient locations. If your employer prohibits calls, we can include that.

Define exceptions like allowing emails or mail. Get notices your way.

Fight back today and control debt collector communications

Boundary Lines

$

29

Package includes:

Guided creation of the document

PDF download

Mailing instructions

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The advantages of controlling debt collector communications as a strategic move

Debt collectors often employ aggressive tactics to get your attention. The frequent calls and contacts at all hours can make you feel harassed and powerless. Boundary Lines flips the script by letting you define the terms of engagement. Now you control the when, where, and how of collector communications. Set boundaries that work for your schedule and needs. The power is back where it belongs - with you.

Communicate Clearly and Confidently

Do you struggle to articulate your needs assertively to collectors? Our legally-reviewed template gives you the right words to communicate boundaries effectively. The letter cites relevant laws and regulations so collectors understand you know your rights. And the straightforward language removes ambiguity about your directions. Boundary Lines frees you from anxiety about saying the wrong thing so you can communicate clearly and confidently.

Regain Peace of Mind. When collectors bombard you with contacts, it can create constant anxiety wondering when the next call or knock will come. Boundary Lines puts a stop to the endless pestering. Specify limited days and times for calls or prohibit them altogether. Require emails and mail only if preferred. With your set rules in place, you dictate the engagement. Enjoy your days and nights again, free from perpetual collector disruption.

Enable Constructive Conversations. If you want to work with collectors, controlled communications are key. With Boundary Lines, you define the best ways to reach you for productive talks. Keep phones open during the hours you specify. Limit contacts at home to mail only. Get notices on your terms, so you can address debts calmly on your schedule.

Simple, Effective, and Customizable. Drafting the perfect letter yourself can be challenging and time consuming. Boundary Lines simplifies the process with an interactive template and easy online interface. Answer a few questions to generate a letter tailored to your unique needs. We handle the legal details and language so you can clearly convey your directions. Get help with a few clicks, not hours of work.

Frequently asked questions about Boundry Lines

No, DebtDefend is not a law firm and does not provide legal advice. Our letter templates are legally reviewed to cite relevant debtor protection laws, but we always recommend consulting an attorney if you need specific legal guidance.

In most cases, ethical collectors will respect the communication boundaries you set in your letter. If contacts continue violating your directives, you may need to enforce your rights under debt collection laws by reporting offenders.

Yes, you can use a Boundary Lines letter to instruct collectors not to contact you by any method. However, this could prompt legal action if you do not resolve the debt. We recommend allowing some contacts if you want to negotiate.

Absolutely not. We do not collect any personal data beyond what is needed to generate your letter. Your information is never shared or sold.