Demand the details. Defend your rights. Make informed decisions by requesting the full debt details from the collector.
Tired of getting the runaround from debt collectors? Want the full truth about debts in collection? Debt Details Decoder is the easy solution to make collectors give you the information you need. Our step-by-step debt communication assistant arms you with tailored template letters to request verification from collectors. No more vague threats or dubious claims - find out the who, what, when, where and how much of your debt.
Get The Full Story
Don't let collectors give you the runaround. Debt Details Decoder provides tailored template letters so you can request verification of key facts like the original creditor, the amount owed, the age of the debt, and more. Get the complete information you need to evaluate the collector's claims.
Validate Collector Claims
Are collectors being truthful with you? Find out with Debt Details Decoder. Our verification process helps you get documentation about the debt from collectors. Make sure collectors have the right to collect on the debt and that the amount they claim you owe is valid.
Get empowered with knowledge. Debt Details Decoder gives you an easy process to exercise your consumer rights under federal and state law. Collectors must provide details about your debt if you request it - make them comply with customized template letters for your situation. Regain control of the process.
Finally Get Straight Answers from Collectors
Tired of collectors dodging your questions? Our simple process makes it easy to get the details you need. Here's how Debt Details Decoder works:
First, provide us details about your debt situation like the collector name, account number, amount claimed, etc. Our secure online questionnaire takes just minutes to complete.
Next, we instantly generate a customized debt verification letter based on your specific scenario. The letter formally requests details like proof you owe the debt, billing statements, payment history, and more.
Finally, download the final PDF we generate for you. All you have to do is review and confirm, then print the PDF and mail it to the collector.
Debt Details Decoder is the simplest way to cut through collector calls and letters to get the answers you need. Here's what makes our debt communication service stand out:
Act quickly to get the details you deserve. Consumer rights are strongest in the first 30 days after a collector's initial notice. Debt Details Decoder makes it simple to act within this critical window.
You have the right to demand answers before paying a dime. Debt Details Decoder provides an ironclad process to get clarity on:
Frequently asked questions about Debt Defend Decoder
You can request details like proof you actually owe the debt, account statements, payment history, interest and fees charged, statute of limitations, and more. Our letters help you request documentation.
Yes, Debt Details Decoder can generate custom letters to request validation on medical debts in collections. We can help you get clarity on hospital, doctor, or other healthcare bills.
No, Debt Details Decoder can help create debt validation letters for any type of debt including credit cards, personal loans, medical bills, utilities, auto debt, and more.
Even beyond 30 days, you still have the right to request verification of the debt. Our letters can help you get key details at any stage of interactions with collectors.