Legally require collectors to prove the debt is yours before they contact you further
Debt collectors often pursue payments aggressively without first confirming the debt is valid. That lack of verification can lead to harassment over debts you don't actually owe. But consumer protection laws give you the right to require validation before engaging further.
Debt collectors often use aggressive tactics to collect on debts not yet verified as yours. Verify First stops the harassment so you can resolve the situation properly. Our letter legally requires validation before further contact.
Consumer protection laws give you the right to require validation before engaging with collectors. But many collectors ignore those rights. With Verify First, you can instantly enforce your rights to validation. Our proven platform makes it easy.
Stressing over debt collector calls and letters can be mentally draining. Not knowing if the debt is even valid just compounds the stress. Verify First gives you peace of mind by requiring verification before additional contact so you can resolve the situation.
Exercising your right to debt validation can be confusing and intimidating. But our service makes it simple and stress-free.
Here's how Verify First works:
Provide us some basic information like the collector's name and the account details of the disputed debt. We input this into our proven legal letter that formally requests debt validation.
After processing your online payment, we email you the completed letter in PDF format, ready for your e-signature.
Just print, sign, and mail the letter via certified mail to create a record. We provide instructions to ensure proper delivery. This legally requires the collector to verify the debt before further contact. If they can't, collection efforts must cease.
With Verify First, the entire process takes less than 15 minutes. Our attorney-approved platform gives you confidence and peace of mind.
Please note: Stopping contact does not cancel the debt. So, if a debt collector still believes you are responsible for the debt, they could still take other action. For example, you still might be sued or have the status of the debt reported to a credit bureau.
Why Verify First is the Best Solution
Validating disputed debts can be intimidating. Doing it yourself leaves room for errors that compromise your rights. But with Verify First, you can easily and correctly exercise your right to verification. Here's why we're the better solution:
Frequently asked questions about Verify First
Yes - our legally compliant validation letter requires collectors to cease contact until they verify proof the debt is yours. This enforcement of your rights will halt calls/letters. However, Stopping contact does not cancel the debt. So, if a debt collector still believes you are responsible for the debt, they could still take other action. For example, you still might be sued or have the status of the debt reported to a credit bureau.
Our service works for any type of debt - credit cards, medical bills, personal loans, etc. If you dispute the debt, you can use our letter.
If they can't verify within 30 days, by law they must stop collection efforts. Lack of validation means you don't owe.
Absolutely. Our letters are crafted by consumer attorneys to ensure full compliance with debt validation laws.