Freedom Awaits
Settle Your Debt Today
Empowering you to take control and settle unmanageable debts on your own terms. Our platform helps you negotiate settlements for less than you owe with creditors and debt collectors.
Stop drowning in debt. Start floating towards freedom.
Debt feels like quicksand - the more you struggle, the faster it pulls you under. You've tried keeping your head above water by making minimum payments, but your debt just keeps rising. Stop trying to paddle upstream alone. Freedom Settlements throws you a lifeline with easy to use, professionally crafted debt settlement letters. Now you can negotiate directly with creditors and collectors to settle your accounts for less than you owe.
Take Control of Your Debt
You don't have to be at the mercy of debt collectors or creditors anymore. With Freedom Settlements, the power is in your hands. Customize professional letters to make settlement offers directly to your creditors and take control of resolving your debts.
Settle on Your Terms
Make offers to creditors that work for your budget. Propose a reasonable lump-sum settlement amount that you can afford. Or include additional conditions like ideal account reporting or dismissal of any lawsuits. You decide the terms of the settlement.
Find Financial Freedom
Settling your debts for less than you owe will free up cash flow and lift a huge burden. No more stressful calls from collectors or creditors. No more accruing interest charges. With settled accounts, you'll be on your way to a brighter, debt-free future.
How it works
Freedom Settlements make settling your debts simple.
Our online letter builder walks you through creating customized debt settlement letters in just a few easy steps.
First, select whether you want to make a straightforward lump-sum offer, or include additional conditions.
Then, provide details like your account number, creditor info, and settlement amount.
Our system auto-populates all the necessary fields and terminology to create a professional settlement letter tailored to your situation.
Finally, preview your completed letter before downloading or printing.
Now you're ready to make your settlement offer directly to creditors and debt collectors. The entire process takes just minutes!
THOMAS SMITH
CEO of Company
Awesome Service
“They helped us in getting connected to like minded people and mentors when most needed. We would thank Starter team for always being there for us.”
MONICA SMITH
CEO of Company
Excellent Support
“They helped us in getting connected to like minded people and mentors when most needed. We would thank Starter team for always being there for us.”
THOMAS SMITH
CEO of Company
Awesome Service
“They helped us in getting connected to like minded people and mentors when most needed. We would thank Starter team for always being there for us.”
We have what you need to settle your debts and start fresh
The advantages of offering a debt settlement to creditors and collectors
Take the fast track to becoming debt-free. Let Freedom Settlements help you negotiate settlements so you can move forward financially.
Take Control with Customized Settlement Letters
- Debt collectors often have the upper hand in getting you to pay more than you want. But Freedom Settlements puts you in the driver's seat to take control of debt negotiations. With our customizable settlement letters, you can make offers directly to creditors that work for your budget.
Settle Debts on Your Schedule
- Other debt relief programs force you to make monthly payments over several years. With Freedom Settlements, you can propose a lump-sum settlement on your own timeline. Resolve debts in months instead of years by making a one-time payment when the funds are available.
Frequently asked questions about Freedom Settlements
You can use Freedom Settlements templates to settle most types of unsecured debt like credit cards, medical bills, personal loans, and more. Debt owed to government entities generally cannot be settled for less.
Settling debt for less than you owe may initially have a negative impact on your credit score. However, paying off debt can help improve your credit over time. You can also negotiate with creditors to have settled accounts marked “Paid in Full” instead of “Settled” on your credit report.
Most creditors will settle for 40-60% of what you originally owed, allowing you to save a significant amount, especially on large debts. The exact savings will depend on each creditor and your negotiating skills.
Response time varies by creditor but is typically within 30-90 days. Be persistent in following up if you do not receive a timely response. If the first offer is rejected, don’t be afraid to negotiate further or improve your offer.